Forget what you may have previously thought about Fingerhut. I am here to tell you that I too, used to think of Fingerhut as just another junk creditor that served no purpose other than to sell overpriced merchandise to anyone willing to pay for it… I was wrong.
After conducting several google searches, I found out that Fingerhut not only reports to all 3 major credit bureaus, but they also grant regular credit line increases as long as you pay just a little more than the minimum monthly payment due.
Sure, you pay a little more than you would if you purchased the same product at Target or Walmart, but Target and Walmart are not giving away free credit. Fingerhut will literally grant credit to anyone who asks for it. They will grant credit even if you don’t.
They generally send out free catalogs to just about anyone, much like those disks that AOL used to send out back in the day for cheap Internet access that mostly ended up being coasters for people already signed up for Cable or DSL.
Fingerhut will approve anyone and everyone and if you are responsible with your newly granted credit, Fingerhut will reward you handsomely for your loyalty. If for some strange reason you don’t receive a Fingerhut pre-approved credit offer in the mail, all you have to do is visit www.fingerhut.com and apply directly online.
The best part is that once you are a Fingerhut customer in good standing, you will then start to receive pre-approved offers from similar lesser known companies that also report to TransUnion, Equifax and Experian credit bureaus. When you’re trying to rebuild your credit, any creditor that reports to the 3 major credit bureaus will certainly help with that effort.
Wouldn’t you pay a tad bit more for merchandise if you knew it would lead to pre-approved credit offers from other companies that will help you to rebuild your credit? I know I would and I’m sure that you would to.
Fingerhut and other companies like it are small credit offerings but the value that they bring to your overall credit profile can be a huge factor towards getting approved for Visa, Mastercard, and department store cards down the line. Don’t miss out on this great opportunity!
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