Repeated bill collector calls are intended to embarrass you into paying back a debt. The embarrassment comes from calling your employer, friends and family members. By applying enough pressure, debt collectors are betting that you’ll pay a debt that you may or may not even owe, rather than deal with potential embarrassment…especially at your job.
I guess I’ve just been lucky in that I’ve always had jobs where I was virtually untouchable at work. A debt collector would either reach a switchboard operator who would never transfer calls or I had my own extension where I could easily differentiate calls from client’s vs debt collectors with a simple glance at the caller ID.
By now, my family knows my feeling on debt collection calls and have long stopped bothering to pass on messages from bill collectors. To my surprise, they didn’t even flinch when a debt collector threatened to serve me a summons at their home the next day between the hours of 3 and 5 pm. Did they ever show up? Of course not. They never do.
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