In a previous post entitled: Capital One Gave Me A Second Chance!, I spoke of how after defaulting on a previous Capital One credit card account, that 6 years later I reapplied for a new card and was approved. That was just three months ago.
Fast forward to today. On a whim I decided to apply for the Capital One Quicksilver One credit card and was approved for the second time in just three months! To say I was shocked would be a gross understatement.
We're talking about a person who just a few years ago could not get approved for anything other than a secured credit card. Now, with my newfound credit, I will continue to use it responsibly as Capital One is known for generously increasing your credit limit by $2000 after just 5 months of on time payments!
If you've had trouble reestablishing credit in the past, I highly recommend applying for the Capitol One Platinum Card first. After making three to five on time payments above the minimum amount due, then you can confidently apply for the Quicksilver One card. By using your new credit wisely, you will soon be rewarded.
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