Over the years I've tried to stay away from credit cards as much as possible but over time I found that this was probably not the best strategy. You see, having good credit can save you so much money when it comes to purchasing a car, renting a new apartment, buying furniture, etc.
After wasting so much money on security deposits, down payments and high interest rates, I soon realized that it was the equivalent of financial suicide. No one should have to pay such outrageous and unnecessary fees for the things that they need so much like living spaces and transportation.
So in closing, credit is not all together a bad thing and I think that everyone should have at least one credit card in good standing with a strong credit history to back it up for when the time comes, and it will, to make some of those larger purchases in your time of need.
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